VIRTUAL365 CRYPTO RISK DISCLAIMER

Last Updated: March 31, 2025

IMPORTANT NOTICE

This Crypto Risk Disclaimer ("Disclaimer") is provided by Virtual365, Inc. ("Virtual365," "we," "our," or "us") to all users ("Users," "you," or "your") of the Virtual365 platform who interact with digital assets, including but not limited to $VCON tokens and any other cryptocurrencies, digital tokens, or virtual assets (collectively, "Digital Assets") that may be supported on our platform. This Disclaimer supplements the Virtual365 Crypto User Policy, Terms of Service, and Privacy Policy.

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE ACQUIRING OR USING ANY DIGITAL ASSETS ON THE VIRTUAL365 PLATFORM.

By acquiring or using Digital Assets on our platform, you expressly acknowledge that you have read, understood, and agree to the risks outlined in this Disclaimer.

1. GENERAL DIGITAL ASSET RISKS

1.1 Inherent Volatility

Digital Assets are highly volatile by nature. Their value can fluctuate dramatically in short periods, potentially resulting in significant financial losses. Past performance is not indicative of future results.

1.2 Experimental Technology

Digital Assets rely on experimental technology that is still evolving. The underlying protocols, networks, and systems may be vulnerable to flaws, failures, or obsolescence that could negatively impact associated Digital Assets.

1.3 Limited History

Many Digital Assets have limited operating histories and track records. The long-term viability and adoption of any Digital Asset cannot be predicted with certainty.

1.4 Lack of Intrinsic Value

Digital Assets typically do not represent claims on tangible assets or guaranteed cash flows. Their value is primarily derived from user adoption, utility, and market forces.

2. NO INVESTMENT OFFERING

2.1 Utility Purpose

Digital Assets on the Virtual365 platform, including $VCON tokens, are designed primarily as utility tokens for use within our ecosystem. They are NOT:

  • Securities

  • Investment products

  • Financial instruments

  • Shares or equity in Virtual365

  • Debt instruments

  • Derivatives

2.2 No Investment Solicitation

Virtual365 does not promote or market Digital Assets as investment opportunities. Any statements regarding Digital Assets should not be construed as financial advice or investment recommendations.

2.3 No Expected Returns

Users should not acquire Digital Assets with an expectation of profit, financial return, or appreciation in value. The primary and intended purpose of Digital Assets on our platform is to facilitate platform functionality.

3. FINANCIAL RISKS

3.1 No Guaranteed Value

Digital Assets have no inherent or guaranteed monetary value. The value of Digital Assets may:

  • Fluctuate significantly

  • Decrease substantially or entirely

  • Be subject to extreme volatility

  • Have limited or no liquidity

3.2 Total Loss Risk

You may lose the entire value of your Digital Assets. You should not commit funds to Digital Assets that you cannot afford to lose completely.

3.3 No Redemption Rights

Virtual365 is under no obligation to repurchase or redeem Digital Assets from Users. There is no guarantee that you will be able to sell or transfer your Digital Assets.

3.4 Market Risks

The value and utility of Digital Assets may be affected by factors beyond Virtual365's control, including:

  • Market trends and sentiment

  • Regulatory developments

  • Technological advancements

  • User adoption rates

  • Platform popularity

  • General economic conditions

  • Actions of other market participants

  • Liquidity constraints

4. TECHNICAL RISKS

4.1 Software Vulnerabilities

The technology underlying Digital Assets may contain flaws, bugs, or vulnerabilities that could result in:

  • Loss of assets

  • Unauthorized access to assets

  • Disruption of functionality

  • System failures

  • Permanent loss of access

4.2 Cybersecurity Risks

Digital Assets and associated wallet functionality may be subject to:

  • Hacking attempts

  • Malware attacks

  • Phishing schemes

  • Social engineering

  • Other security breaches

4.3 Technological Obsolescence

The technology underlying Digital Assets may become obsolete or incompatible with new systems, potentially rendering certain Digital Assets unusable or worthless.

4.4 Smart Contract Limitations

Smart contracts governing Digital Assets may have limitations, including:

  • Execution errors

  • Programming flaws

  • Unintended consequences

  • Vulnerability to attacks

  • Governance issues

4.5 Network Risks

Blockchain networks supporting Digital Assets may experience:

  • Congestion

  • Forks

  • Consensus failures

  • 51% attacks

  • Other network-level disruptions

5. REGULATORY RISKS

5.1 Regulatory Uncertainty

The regulatory status of Digital Assets is evolving and uncertain in many jurisdictions. Future regulatory changes may:

  • Restrict or prohibit the use of certain Digital Assets

  • Impose new requirements on platforms or users

  • Adversely affect the functionality or value of Digital Assets

  • Require modifications to Digital Assets or platforms

  • Impact the ability to convert Digital Assets to fiat currency

5.2 Compliance Obligations

You are solely responsible for determining and complying with all laws and regulations applicable to your acquisition and use of Digital Assets in your jurisdiction, including:

  • Tax laws

  • Securities regulations

  • Money transmission laws

  • Consumer protection laws

  • Anti-money laundering requirements

  • Foreign exchange controls

5.3 Regulatory Actions

Regulatory authorities may take actions that adversely affect Digital Assets or the Virtual365 platform, including:

  • Investigations

  • Cease and desist orders

  • Fines or penalties

  • Restrictions on operations

  • Classification determinations

6. OPERATIONAL RISKS

6.1 Platform Dependence

The utility and value of platform-specific Digital Assets (such as $VCON) are entirely dependent on the continued operation and success of the Virtual365 platform. If the platform:

  • Ceases operations

  • Experiences significant downtime

  • Fails to attract or retain users

  • Changes its business model

The utility and value of such Digital Assets may be severely impaired or eliminated.

6.2 Business Risks

Virtual365 faces various business risks that could impact the utility and value of Digital Assets on our platform, including:

  • Competition

  • Financial difficulties

  • Management changes

  • Strategic shifts

  • Technical challenges

  • Market conditions

  • Resource constraints

6.3 Third-Party Risks

The functionality of Digital Assets may depend on third-party services or technologies that are beyond Virtual365's control, including:

  • Blockchain networks

  • Wallet providers

  • Exchange platforms

  • Internet service providers

  • Data centers

7. WALLET AND CUSTODY RISKS

7.1 Private Key Security

Loss, theft, or compromise of private keys or wallet credentials will likely result in permanent and irreversible loss of Digital Assets. Virtual365 cannot:

  • Recover lost private keys

  • Restore access to compromised wallets

  • Reverse unauthorized transactions

  • Compensate for lost Digital Assets

7.2 User Error

User errors, such as sending Digital Assets to incorrect addresses, using incompatible wallets, or mishandling wallet credentials, may result in permanent loss of Digital Assets.

7.3 Wallet Vulnerabilities

Digital wallets may contain security vulnerabilities that could result in the loss of Digital Assets.

7.4 Custodial Risks

If you use custodial services to store your Digital Assets, you face additional risks including:

  • Counterparty risk

  • Insolvency risk

  • Operational failures

  • Security breaches

8. SPECIFIC $VCON TOKEN RISKS

In addition to the general risks outlined above, $VCON tokens may be subject to specific risks, including:

8.1 Platform-Specific Utility

$VCON tokens are designed specifically for use within the Virtual365 ecosystem. Their utility and value are directly tied to the adoption and success of the Virtual365 platform.

8.2 Token Economy Risks

The $VCON token economy is subject to risks related to:

  • Token distribution

  • Token supply mechanisms

  • Governance structures

  • Utility implementation

  • User adoption

8.3 Limited Use Cases

$VCON tokens have specific use cases within the Virtual365 platform. Changes to these use cases or the introduction of alternative mechanisms could impact the utility and value of $VCON tokens.

9. NO REPRESENTATIONS OR WARRANTIES

9.1 "As Is" Basis

All Digital Assets, including $VCON tokens, are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

9.2 No Guarantees

Virtual365 makes no representations or warranties regarding:

  • The value of any Digital Assets

  • The functionality or availability of Digital Assets

  • The security of Digital Assets

  • The future development of Digital Assets

  • The continued operation of the Virtual365 platform

  • The performance or security of blockchain networks

10. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VIRTUAL365 AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM OR RELATED TO YOUR ACQUISITION OR USE OF DIGITAL ASSETS, REGARDLESS OF THE CAUSE OF ACTION AND EVEN IF VIRTUAL365 HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. RISK ASSESSMENT AND DUE DILIGENCE

You are solely responsible for:

  • Conducting your own due diligence regarding Digital Assets

  • Assessing the risks associated with Digital Assets

  • Determining whether acquisition or use of Digital Assets is appropriate for your circumstances

  • Consulting with legal, financial, tax, or other professional advisors as necessary

  • Staying informed about changes to Digital Assets and associated risks

12. ACKNOWLEDGMENT

BY ACQUIRING OR USING DIGITAL ASSETS ON THE VIRTUAL365 PLATFORM, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ THIS DISCLAIMER, UNDERSTAND THE RISKS DESCRIBED HEREIN, AND AGREE TO ASSUME SUCH RISKS.

IF YOU DO NOT UNDERSTAND OR ACCEPT THESE RISKS, YOU SHOULD NOT ACQUIRE OR USE DIGITAL ASSETS ON OUR PLATFORM.

13. MODIFICATIONS TO THIS DISCLAIMER

Virtual365 reserves the right to modify this Disclaimer at any time at our sole discretion. We will provide notice of any material changes by posting the updated Disclaimer on the platform and updating the "Last Updated" date. Your continued use of Digital Assets on our platform after such changes constitutes your acceptance of the updated Disclaimer.

14. CONTACT INFORMATION

If you have any questions about this Disclaimer, please contact us at:

Email: crypto@virtual365.com
Address: Virtual365, Inc., 123 Tech Street, San Francisco, CA 94105, USA
Phone: (800) 555-0123